Feb 12 2009
What to Do After an Accident
What should I do at the scene of an accident? In some areas police authorities may not come to each accident scene. They may consider factors like the severity and location of the accident ( e.g, some police authorities will not come to the scene if the accident is on non-public areas. Get your san diego auto insurance quote.
However, you need to attempt to inform the police. You need to also be advised that most policies need notification of police inside a mentioned time period if the accident is a success and run. Ask to see driver’s license and automobile registration to confirm that the data is correct. If you’ve a camera, take pictures of the damage, the position of the vehicles, and the accident scene ( e.g, traffic controls, visible obstacles. If the owner of a broken auto or damaged property can’t be found, leave a note with the names and addresses of the driver and owners of the involved autos. If anybody is hurt or the automobile damage surpasses $750.00, you need to report the accident to the Dept of Motor Automobiles inside ten days. Failure to tell the DMV may cause the suspension of your driver’s license. Save your story for the police and your insurance company. Sign statements per fault or promises to pay for damage. If another party offers to pay your deductible, don’t sign anything releasing him from further responsibility. By releasing the other party, you jeopardize your insurance company’s subrogation right, and the company may refuse to pay for damage to your automobile. california auto insurance
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